Currency converter

Money & Exchange in China

Check current RMB rates before you exchange cash at a bank counter.

Live converter

Quick calculator

Connecting

Uses today’s live bank middle rate when available, with the latest official daily rate as a fallback.

You get —

Loading the latest rate…

Exchanging cash with only a passport? Routine counter exchanges are generally limited to USD 500 equivalent per day.

Live board & history

Compare exchange rates in China

See what major Chinese banks currently offer and how the official middle rate has moved.

Prices per 100 USD Bank-published rates

Connecting…

Current exchange rates from major Chinese banks
Rank Bank Wire buy Cash buy Wire sell Cash sell Middle Time Actions
Loading current bank rates…

1 USD → CNY

Data source: official daily middle rates from SAFE and CFETS.

Exchange locations

Find a currency exchange counter

Explore bank branches and licensed exchange operators in seven major cities. Filter the map, then select a pin for address, phone, and opening hours.

—exchange counters

7major cities

—licensed operators

Institution

Loading institutions…

City

Loading cities…

Loading exchange locations…

Loading branch coverage…

Locations are compiled from Amap POI data and SAFE public listings. Services and opening hours can change, so call the branch before making a special trip.

Foreign visitor rules

How much can a foreigner exchange?

Keep these common thresholds in mind when planning cash and mobile payments.

At bank counters

  • USD 500 / dayRoutine cash exchange with a passport.
  • USD 5,000 / dayEntry declaration or supporting proof may be required.
  • USD 50,000 / yearAnnual individual quota monitored by SAFE.

Carrying cash at the border

  • USD 5,000 equivalentForeign currency above this amount must be declared.
  • RMB 20,000Chinese yuan cash limit for entry or exit.
  • One trip, one limitMultiple same-day crossings do not stack.

Mobile payment

  • Alipay / WeChat PayInternational Visa or Mastercard can be linked.
  • USD 5,000 / transactionUp to USD 50,000 per year per traveler.
  • About 3% feeA cross-border fee may apply above the free threshold.

Rules are set by SAFE and may change. Individual branches can apply stricter document checks.